is there a way to get loans online without applying for a credit card?

[deQuiun R]

im really just looking for a cash advance

[Daniel T]

Yes, many banks offer all sorts of loans online, for example:

http://www.bankofamerica.com/vehicle_and_personal_loans/index.cfm?template=personal_lines_of_credit&statecheck=IL

Just pick almost any bank and browse the website or visit somewhere like lendingtree.com

[Flywheel]

You don't necessarily need a credit card to get an online loan, but without one you probably don't have much of a credit record. Online loans are usually granted to those who have security such as home ownership.

If you want a loan and you don't have much collateral or a good credit record I suggest applying for a small loan at a local loan office such as Benneficial Finance, etc. This type of loan usually has a higher interest rate but it is easier to get and can be a good way to start building your credit.

Bottom line: I'd be very careful about those wonderful-sounding online loan offers!

[Joycee]

yes..a bank but they will want to alteast talk to you on the phone first.

[Unterreinerj]

Yes, which is best for you depends if you are willing to wait a few days for funding and what your needs are as far as amount, etc. If you do not need the loan immediately and can wait a few days for the funding there are some online P2P (People to People ) lending options available that may work for your needs. The link below provides additional details.

[John]

I don't know how much you want to borrow but if it is between $1,000 - $25,000 then there is a great site called Prosper. The link is below. It is company that individual investors l(like me) oan out money thru. Basically, you type in your information, state the reason for the loan and state what interest rate that you want the loan to be and the lenders will decide if they want to loan to you. If enough lenders want to loan to you they will bid down your interest rate. It is very easy to do and you will find out if you get the loan in about a week. It doesn't cost to apply so you have nothing to lose.

[educadovaron]

Papers can be emailed or faxed and originals FedExed to the lender for faster delivery. Or the final stuff can be sent to your cosignors local bank for signatures and ID verification.
I found interesting information about your answer THE BEST loans with a low interest rate & options here. http://all-debt-consolidation-loan.blogspot.com/2007/08/line-of-credit.html